What is travel insurance?
Travel insurance protects you and anyone else named on your policy if they become unwell or injured while on holiday. With JustCover’s travel insurance, you’re covered for medical emergencies and repatriation if you need to come home. You’re also protected if your luggage is lost or your flights are delayed or cancelled.
Whatever your holiday destination or style, from Caribbean cruises to Alpine ski trips, we can tailor the perfect policy to suit your needs.
Why is travel insurance important?
Travel insurance is important to cover unexpected events when you are away, especially a medical emergency. Why risk worrying about whether a simple accident or a stomach bug could leave you with expensive costs?
Events that are out of your control could not only affect your holiday plans, but could end up costing you financially as well.
What does JustCover’s travel insurance cover?
With JustCover’s single trip Insurance you’re protected against unforeseen events that might pop up while you’re away on holiday. This could include anything from emergency medical costs to a stolen bag.
We provide single trip insurance, that even covers existing health conditions, and your one-off trip can last up to 365 days.
What's covered
Emergency medical expenses and repatriation costs - This includes the costs of tests, medications and procedures needed to treat an illness or injury while away. You’ll also be covered for repatriation to bring you safely back to the Ireland. Without travel insurance, costs for these kinds of expenses can quickly run into the thousands of euros.
Cancellation – Cover for flight and accommodation costs if an unexpected event means you have to cancel your trip before you go.
Curtailment – Cover if you need to return home early following an emergency.
Travel delay – If your flight is delayed, we’ll compensate you for the time.
Personal belongings – You’ll be covered if your baggage or its contents are lost or stolen.
Personal liability – Cover for your legal expenses and any liability due if you accidentally injure someone or damage their property while you’re away on holiday.
Legal protection cover - Provides cover for your legal expenses if you have to claim compensation or damages due to something that happened while you were away on holiday.
What's not covered
Claims below the value of the excess – For most claims you won't be covered for the travel insurance excess (the first part of any claim).
Trips outside region of cover – Your cover is limited to trips within the designated region of cover you chose, whether Europe or Worldwide.
Known events or circumstances – Claims related to events or issues that you knew about before buying the travel insurance or before booking any individual trip are not covered.
Medical conditions you don’t declare – You need to declare all of your medical conditions. If not, your policy may be invalidated.
Choosing not to travel – We know that sometimes plans change, but you’re only covered for cancellation where the reason falls within the policy terms and conditions.
Why choose JustCover
We want to give you as much choice as possible when it comes to your travel insurance. This keeps prices competitive and makes sure you get the best travel insurance for your trip.
You can add family members to any of your policies, and as well as our 100 sports and leisure activities that we cover as standard, you can add winter sports and extreme sports cover.
All our holiday insurance policies include:
- Unlimited emergency medical expenses and repatriation cover with a 24/7 emergency helpline
- Up to €10k cancellation cover
- Cover for travel delays and abandonment
- Up to €3k personal belongings and baggage cover
- Up to €60k cover for legal expenses
Travel insurance for pre-existing medical conditions at JustCover
As a specialist travel health insurance provider we can cover pre-existing medical conditions, including:
- Cancer
- Heart conditions
- Diabetes
- Mental health conditions
- COPD
- Strokes and TIAs
And if you don’t see your condition here, that doesn’t mean we don’t cover it. Call us to talk through your options for your dream trip.
You’re more likely to need medical help abroad if you travel with an existing medical condition. And those costs can quickly rack up. With the mix of public and private healthcare delivery in Ireland, the costs you may face abroad can take you by surprise.
- In the US, the average cost of a one-night hospital stay is around $3,000.
- Surgical treatment in Europe for a broken bone can cost between €10,000 and €20,000.
Find the best travel insurance
Explore our range of policy types
Annual multi-trip travel insurance
Annual family travel insurance covers all trips for a whole year. It’s great for family adventures, but also covers solo escapes for named adults.
Single trip travel insurance
Going away just the once? Our single trip family insurance will be with you every step of the way. It protects you from the moment you book until you return home.
Specialist travel insurance
Seniors travel insurance
With no upper age limit, our seniors travel insurance lets you explore Britain at your own pace.
Pre-existing Medical Conditions
Covers over 1,300 pre-existing conditions, so you can relax knowing your health is protected.
Family travel insurance
One policy to protect everyone in your household. It's often cheaper than separate policies.
Cruise travel insurance
Get protection for the unique problems you might face on a cruise, including cabin confinement.
Choose the right level of cover
We offer different levels of cover to make your Travel Insurance as cost-effective as possible.
Black
Gold
Silver
Get a quote in minutes...
A simple 3-step process to book your travel insurance
Get your quote in seconds
You will only need to tell us some information about yourself and your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
Expert travel insurance recommendations from our team
"Travel insurance is essential for protecting against unexpected cancellations, medical emergencies, and lost luggage. Our cover is tailored to your needs, ensuring minor setbacks don't become major headaches."
Peter Clark - JustCover Director
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Affordable travel insurance for all your needs